New Driver Car Insurance
First time drivers have the highest average number of reported accidents nationwide. This can make new driver insurance a costly thing. Some people still fail to understand why their first time driver makes their insurance costs rise significantly. The simple fact is that the person that is now behind the wheel of the car is inexperienced, un-tested, and above all else a teenager. Teenagers are notorious for making poor decisions.
Not all teens or new drivers have to have extremely high insurance though. There are many insurance companies in Jacksonville that will work with you when it comes to first time driver insurance.
These companies offer many different methods to help control the cost of insurance. In Florida, the state already takes first time driver safety very seriously. They require the potential driver to take a state approved safe driving course. This will go a long way towards helping control the cost of insurance. There are some tips and tricks you can do to help limit the cost as well.
Not all teens or new drivers have to have extremely high insurance though. There are many insurance companies in Jacksonville that will work with you when it comes to first time driver insurance.
These companies offer many different methods to help control the cost of insurance. In Florida, the state already takes first time driver safety very seriously. They require the potential driver to take a state approved safe driving course. This will go a long way towards helping control the cost of insurance. There are some tips and tricks you can do to help limit the cost as well.
Maintain Good Grades - Many auto insurance companies offer what is called a "good student" discount. They do this because they understand that maintaining good grades is a great show of responsibility, and statistically good students are less likely to be involved in an accident.
Take Drivers Education - Most schools offer some form of Drivers Ed. A class in driver's safety and proper vehicle operation will set your first time driver above the average. This will help lower the cost of insurance.
Do Not Put the Car in Your Childs Name - When a new driver is the primary owner of a car, it makes the insurance rates much higher. Not to mention that it is a lot of responsibility, and having the car in your name can make it easier to control when and where your child drives.
Add the New Driver to an Existing Policy - Adding a new driver to an existing insurance policy can go a long way to help mitigate the increase in cost. This is because most insurance companies offer a multiple driver discount. Effectively lowering the premium.
Stay Off the Gas - One of the most relevant reasons new driver insurance is so high is that they are at the highest risk statistically. The cards are already stacked against them, and moving violations such as speeding tickets will only compound the issue. In the eyes of the insurance company, a speeding ticket is proof that the new driver is unsafe.
Take Drivers Education - Most schools offer some form of Drivers Ed. A class in driver's safety and proper vehicle operation will set your first time driver above the average. This will help lower the cost of insurance.
Do Not Put the Car in Your Childs Name - When a new driver is the primary owner of a car, it makes the insurance rates much higher. Not to mention that it is a lot of responsibility, and having the car in your name can make it easier to control when and where your child drives.
Add the New Driver to an Existing Policy - Adding a new driver to an existing insurance policy can go a long way to help mitigate the increase in cost. This is because most insurance companies offer a multiple driver discount. Effectively lowering the premium.
Stay Off the Gas - One of the most relevant reasons new driver insurance is so high is that they are at the highest risk statistically. The cards are already stacked against them, and moving violations such as speeding tickets will only compound the issue. In the eyes of the insurance company, a speeding ticket is proof that the new driver is unsafe.
These are just a few things that you and your new driver can do to help keep insurance costs down. Remember just like anything else, when shopping for new driver insurance, shop around. Jacksonville is filled with insurance agents that would love to represent you. See who has what to offer.